Toronto Lakeshore Dental is excited to welcome patients with Canadian Dental Care Plan (CDCP) benefits to our Etobicoke dental clinic.

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Canadian Dental Care Plan Dentist Etobicoke

mother, daughter, and grandmother At Toronto Lakeshore Dental, our team is always looking for ways to make high-quality dentistry accessible and affordable to all our patients. That's why we accept patients using the Canadian Dental Care Plan (CDCP). If you’re a CDCP member, we can help you use your benefits for eligible care, from checkups and cleanings to fillings, extractions, and other treatments that protect your smile and dental health. Our team will also walk you through what your plan covers before treatment begins.

Am I Eligible for CDCP?

To receive CDCP benefits, you must meet all four of the following requirements:

You don’t have access to dental insurance or coverage through an employer, pension plan, professional or student organization, or a plan you or a family member purchased
Your adjusted family net income is less than $90,000 per year
You filed your tax return in Canada for the previous year
You are a Canadian resident for tax purposes

If you have a spouse or common-law partner, they also need to have filed a tax return and be a Canadian resident for tax purposes. Children under 18 qualify based on their parents’ or guardians’ eligibility and family income. If you get dental coverage through a provincial, territorial, or federal government social program, you may still qualify for CDCP. You can contact Service Canada if you have questions about eligibility for CDCP.

The Benefits of Using CDCP Coverage

The Canadian Dental Care Plan offers several benefits for families and patients who qualify.

Defrays Cost

The CDCP plan covers some dental care costs for qualifying children, adults, and seniors.

Promotes Oral Health

Good oral health is essential for maintaining your overall health and well-being.

Builds Relationships

The CDCP allows you to become a valued patient at Toronto Lakeshore Dental, promoting good oral health.

Frequently Asked Questions

Yes. CDCP members must renew every year to confirm they still qualify. The renewal window typically opens in the spring and closes in early June, and coverage for members who don't renew ends at the close of the benefit year on June 30. If you miss the deadline, you can submit a new application, but any dental care you receive during the gap won't be covered or reimbursed. Please confirm your coverage is active before your appointment.

It's also important to know that your co-payment level may change after you renew, since it's based on your most recent family income.

Do You Have Questions about Canadian Dental Care Plan Benefits?

As your trusted CDCP dentist in Etobicoke, your team at Toronto Lakeshore Dental is here to help! We want our patients to be able to afford the dental care they need, so we will do everything we can to help you understand and maximize your CDCP benefits. We also offer third-party financing with Affirm if you're interested in affordable monthly payments for more extensive treatment plans.

If you need guidance or have questions about your treatment plan, dental insurance benefits, or payment options, talk with one of our knowledgeable team members at (416) 503-3335.

The Canadian Dental Care Plan for children covers kids under 18. As with adults, levels of coverage are based on the family's income.

For example, coverage is 100 percent for families who make under $70,000 per year. Between the income levels of $70,000 to $89,999, 40 to 60 percent is covered, so some families may incur out-of-pocket expenses for their dental treatment.

Understanding CDCP Coverage for Children

Here are some of the CDCP benefits for children:

Preventive Care — Includes teeth cleanings, fluoride treatments, and sealants
Diagnostic Care — Includes dental exams and x-rays
Restorative Care — Includes stainless steel crowns and dental fillings for baby teeth
Endodontic Care — Includes pulpotomies, pulpectomies, and root canal treatment
Oral Surgery — Tooth extraction
Anesthesia — Includes general anesthesia if preauthorized

Some treatment procedures may require preauthorization. Orthodontic treatment is generally not covered under CDCP benefits, unless there is a medical need.

Contact Toronto Lakeshore Dental

We accept CDCP benefits and offer friendly children's dentistry in Etobicoke. Our team is happy to help you understand and navigate your CDCP coverage so you can maximize your benefits.

If you have questions or would like to schedule an appointment for your child, contact our team at (416) 503-3335.

Under the Canadian Dental Care Plan (CDCP), pre-authorization is an approval process that takes place before certain dental treatments begin. For some services, your dental office must submit clinical information to the plan administrator to confirm that the proposed treatment meets the eligibility requirements for CDCP coverage.

Pre-authorization helps determine whether a specific procedure qualifies for CDCP benefits before treatment is provided. Receiving approval beforehand can help you better understand your coverage and any potential out-of-pocket costs.

Which Dental Services May Require Pre-Authorization?

Some major and more complex treatments typically require pre-authorization under the Canadian Dental Care Plan. Depending on your individual needs and the current CDCP guidelines, these services may include procedures such as crowns, dentures, certain periodontal (gum) treatments, oral surgery, and other major restorative services.

At Toronto Lakeshore Dental, our team helps make the process as simple as possible. If your treatment requires pre-authorization, we'll prepare and submit the necessary documentation on your behalf and keep you informed throughout the process.

Ready to Get Started? We're Here to Help!

Have questions about your CDCP benefits or coverage, or looking for a dental office in Etobicoke that accepts the Canadian Dental Care Plan? Please get in touch with Toronto Lakeshore Dental today.

We're happy to help you understand your options and make the most of your dental benefits!

The Canadian Dental Care Plan (CDCP) covers many eligible dental services, but not every treatment qualifies for CDCP coverage. Some services are completely excluded from the plan, while other treatments may have specific limitations, eligibility requirements, or additional costs.

Examples of services that may not be covered include:

Dental services provided solely for cosmetic purposes
Teeth whitening
Veneers
Certain orthodontic treatments, depending on eligibility and plan requirements
Services that are not considered medically necessary under the CDCP
Treatments or procedures that fall outside the plan's eligible service categories

Coverage can also depend on the specific treatment, your eligibility, and the current CDCP rules. A treatment that seems similar to a covered service may have different coverage requirements or limitations.

Speak with a CDCP Dentist in Etobicoke

Before starting treatment, ask your dental team to explain how your recommended care may be handled under your benefits. A CDCP dentist can help you understand the treatment being recommended, review the expected costs, and explain any services that may fall outside your CDCP coverage.

At Toronto Lakeshore Dental, we help patients in Etobicoke understand their dental care options and navigate questions about the Canadian Dental Care Plan.

Contact our team to learn more about your treatment and potential coverage.

No, you can not qualify for the Canadian Dental Care Plan if you currently have private or employer-provided dental insurance.

You’re eligible for the Canadian Dental Care Plan (CDCP) if you meet the following criteria:

You don’t have access to dental insurance or coverage through your work or pension plan, a family member’s work or pension plan, a professional or student organization, or a plan you or a family member purchased.
Your adjusted household income is less than $90,000 per year.
You and your spouse or common-law partner (if you have one) filed your tax returns in Canada for the previous year.
You and your spouse or common-law partner (if you have one) are Canadian residents for tax purposes.

There is one exception. If you’re retired and opted out of your pension plan’s dental coverage before December 11, 2023, and you can’t opt back in, you may still be eligible. Coverage through a provincial, territorial, or federal government social program also doesn’t disqualify you.

The CDCP works on a sliding coverage scale up to $90,000. In other words, they may not provide total coverage for those on the higher end of that income limit.

You can reach out to Service Canada if you have further questions about CDCP eligibility and coverage.

Toronto Lakeshore Dental Is Thrilled to Work with CDCP

Our Etobicoke dentists want to make dental care accessible to as many patients as possible, which is why we’re happy to accept CDCP in our dental office.

Our CDCP dentists offer comprehensive dental care for patients of all ages, including advanced treatments such as orthodontics and cosmetic dentistry.

Book Your Next Checkup and Teeth Cleaning Today

To learn more or to book a consultation with our dental team, call us today to get started. You can also book an appointment online.

Learn More FAQs

Understanding CDCP Coverage

dad, mom, and daughter brushing teeth CDCP is an excellent tool for helping defray the cost of dental care; however, there are some important parameters to understand. CDCP covers a portion of dental expenses, not the total cost of care. It's not customizable, and you are responsible for your portion of the cost of your dental care.

At Toronto Lakeshore Dental, we believe in transparency. Some treatment procedures may require preauthorization, which means that we will submit your treatment needs to CDCP. They will then determine the amount of coverage you'll receive and your out-of-pocket expense, ensuring you are fully informed about your dental care costs every step of the way.

The CDCP benefit period covers 12 months—from July 1st to June 30th, and patients are reassessed each year to ensure their eligibility.

Do You Have Questions about CDCP?

If you have questions about the CDCP program or eligibility, our team is happy to help! You can contact our Etobicoke dental clinic at (416) 503-3335 and speak with one of our knowledgeable team members. We are happy to share the information you need to use your CDCP benefits.

We look forward to serving you!

Meet Our Doctor:

Dr. Shin

Dentist

Dr. Stella Shin grew up in Kitchener-Waterloo and earned her Bachelor of Health Sciences (Honours) from McMaster University in Hamilton. She then moved to Australia, where she completed her Doctor of Dental Surgery degree at the University of Melbourne.

Dr. Shin brings a thoughtful, detail-oriented approach to every patient she sees. She has a remarkable memory for names, faces, and the small things people share, so you'll always feel genuinely known — not just another appointment on the schedule. If she hadn't pursued dentistry, she would have been an architect, …

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Do You Have Questions about Your CDCP Benefits?

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